INDIVIDUAL HEALTH & DENTAL BENEFITS
(FOR 1 PERSON OR MORE)
CANADA’S 🇨🇦 MOST AFFORDABLE PLAN
ACCESSIBLE TO ALL! IDEAL FOR:
✔️small business owners
✔️ Part-time, seasonal, casual workers
✔️CONTRACT OR shift workers
✔️Retired (UNDER AGE 70)
✔️ not currently Employed
✔️TOPPING UP EXISTING PLAN
✔️LEAVING YOUR CURRENT EMPLOYER PLAN
GUARANTEED ACCEPTANCE
NO HEALTH QUESTIONS ❗️
NO PRE-EXISTING CONDITIONS CLAUSES ❗️
DIRECT BILLING❗️
ONLINE ENROLMENT ❗️
smartphone & desktop app❗️
BENEFITS TO AGE 70 ❗️
zero-day waiting period ❗️
first month is free (if starting mid-month)❗️
BENEFITS AT A GLANCE
3 different plan designs
$5000 PRESCRIPTION DRUGS
$350 paramedicals
$300 vision care
$1000 restorative dental
$5,000,000 TRAVEL COVERAGE
80% REIMBURSEMENT
no deDuctibles
$10,000 life and AD&D
plan options
Plan Option 1 : Extended Health + Life + AD&D (No Dental)
Plan Option 2 Dental + Life + AD&D (no extended health)
Plan Option 3 : Extended Health + Dental Life, AD&D (Full Package)
STABLE AND PREDICTABLE RATES
smartphone app
desktop portal
Submitting your information will give you a personalized Quote and the option to move forward. if enrolling mid-month, your first month is free!
Still have question or unsure, send us an email
Why Choose Clear Benefit's plan for individuals?
Universal Pricing, No Age-Based Premiums
At ClearBenefits, we believe in simplicity. That's why our plan is priced uniformly for everyone, irrespective of age. We don't increase premiums based on your age, ensuring fairness and consistency for all our members. While our Benefit Plans face similar cost pressures such as inflation, rising healthcare expenses, administrative requirements, and insurance claims, we ensure there are no premium spikes due to age banding.
Adventure Coverage
ClearBenefits -day trip limit with up to five million dollars in out-of-province and country travel coverage. Whether you're an occasional traveler or a seasoned adventurer, our plans have you covered! There are no restrictions on the number of trips you take, and for those planning longer journeys, we provide travel top-up options to extend your coverage.
Flexible Plan Designs
Understanding that health insurance needs evolve over time, our plans come with built-in flexibility. Every two years while on the plan, you have the option to switch to another plan design. This way, you're not locked into the same plan for life, adapting as your needs change.
Continued Benefits Beyond Employment
Once enrolled with ClearBenefits, your benefits are no longer tied to your employment status. Whether you change jobs, retire, quit, or stop working for any reason, your benefits remain intact. We bill individuals directly, allowing you to retain your benefits for as long as you desire, up to age 70.
Tax Deductible expense
All premiums paid towards ClearBenefits plans qualify as a tax deduction for you, the employee, offering an additional financial advantage.
