EXTENDED HEALTH & DENTAL FOR 1-2 PERSON GROUPS
Simple. Affordable. Designed for ANYONE IN CanadA 🇨🇦.
Our 1–2 Person Extended Health & Dental plans are some of the most affordable in Canada. With quick digital enrolment and guaranteed approval, protecting your health and your budget has never been easier.
who is this plan for?
Self-employed individuals
EMPLOYEES WITHOUT COVERAGE
Independent contractors
private corporations
topping up existing plan
retirees up to age 75
benefits and features
100% Digital Enrolment
zero-day waiting period
EASY TO USE smartphone APP
TAX DEDUCTIBLE PREMIUMS
COVERAGE TO AGE 75
Extended Health Benefits include
Prescription Drugs
Up to $5,000 in coverage at 80% reimbursement no, deductible
Paramedical Services
Up to $350 per practitioner, per family member, per year, at 80% reimbursement
Emergency Medical Travel Insurance
Up to $5 million per insured, per trip (maximum 60 days, to age 75)
Vision Care
Eye exams covered at 80%
• $120 per adult every 24 months
• $120 per child every 12 months
Life & Accidental Death & Dismemberment (AD&D) Insurance
$25,000 coverage to age 70 (reduced by 50% at age 65)
Dental Benefits
Basic Dental Coverage
Up to $1,000 per year at 80% reimbursement with no deductible
Covered Services:
Oral examinations, cleaning, and polishing of teeth
Fluoride applications
X-rays, fillings, space maintainers
Extractions and anaesthesia
Endodontics (root canal treatment)
Periodontics (treatment of gums and supporting bone)
Denture repairs or relining
Frequency & Limits
Recall exam every 9 months
Up to 10 units of scaling per calendar year
Survivor Benefits
24 months of DENtal coverage for surviving eligible dependents
RATES
Life & AD&D
$25,000 of Life Insurance $7.28
$25,000 of Accidental Death and Dismemberment $1.00
$5,000/$2500 of dependent life (optional) $7.35
Extended Health Care
Single $71.48
couple $153.54
Family $184.64
Dental (OPTIONAL)
Single $74.24
Couple $145.00
Family $196.36
Did you know that 55% of Canada’s workforce is made up of companies with only 1–2 people? We believe quality healthcare should be accessible to everyone. That’s why our plans provide health and dental coverage on par with big-company benefits, without the high costs.
Our program offers cost-effective coverage designed to maximize value while keeping premiums sustainable through a fully pooled structure. Members enjoy a seamless digital experience for applications and claims, making plan management simple and efficient. With exclusive access to tailored benefits, businesses and individuals alike can count on a streamlined, hassle-free experience.
email us at Benefits@oceansunfinancial.com
or call 604-935-4680
Want to look at another option
If you’d like to customize an individual plan with another provider with varying levels of coverage, please click the following link to explore your options.