Whole Life Insurance for Business Owners

Whole life isn’t just protection — it’s a versatile corporate strategy:

  • Pay premiums more efficiently: Use corporate dollars instead of personal after-tax income

  • Create tax-free value: Pass death benefits to shareholders through the Capital Dividend Account

  • Unlock liquidity: Borrow against growing cash values for business or personal opportunities

  • Enjoy tax-advantaged growth: Cash values compound inside the policy on a tax-deferred basis

  • Strengthen your balance sheet: Policy values can be recorded as a corporate asset

  • Protect against risk: Coverage may offer creditor protection and key person security

  • Support succession: Fund buy-sell agreements and balance inheritances in estate planning

  • Build lasting stability: Permanent coverage with guaranteed growth and long-term certainty

Whole life positions your business to protect today, fund tomorrow, and create lasting value for generations.

Discover how whole life can strengthen your business.