Universal Life Insurance for Business Owners

Universal life combines protection with flexibility, giving your company control over how the plan grows and adapts:

  • Corporate efficiency: Pay premiums through the corporation instead of personal after-tax income

  • Flexible funding: Adjust contributions to match your business cash flow and goals

  • Tax-advantaged growth: Build investment values inside the policy with tax-deferred accumulation

  • Tailored investment choices: Select from a range of investment options to align with your corporate strategy

  • Liquidity on demand: Access policy values to fund opportunities, buyouts, or unforeseen challenges

  • Capital Dividend Account: Pass death benefits to shareholders tax-free

  • Succession & buy-sell planning: Use UL to fund shareholder agreements or estate equalization

  • Balance sheet strength: Policy values enhance corporate assets while providing permanent coverage

Universal life gives your business long-term protection with the flexibility to adapt and grow alongside your goals.

See how universal life can empower your business strategy.