1 in 4 pre-retirees do not believe they will have a financially comfortable retirement – and 1 in 2 expect lower standards of living in retirement than what they have today. You have worked hard to build your nest egg, and when you are ready to take your retirement income, you may face financial challenges such as outliving your savings, inflation risk, and market volatility. All of which can erode your nest egg and negatively impact your retirement lifestyle.

60% of Retirees are looking for security in the retirement year and want to protect and continue to grow their savings as well as have a guaranteed income stream for the rest of their lives. With this type of secured investment, you don’t have to worry about market downturns scaling back your risk as you age because you can’t afford to lose your final nest egg

Key Features and Benefits:

Start receiving an income as early as age 55
4% annual Income Base Bonus increased to 5% until December 31, 2019!*
With annual Automatic Income Resets,4 your income may be bumped up
Competitive management fees and insurance fees
Enjoy valuable insurance benefit guarantees with 75% Death Benefit and Maturity Benefit Guarantees5
Death Benefit Guarantee6 and Income Base are automatically reset every 3 years to lock-in any market gains
Discontinue your income payments and then resume at any time with our Retirement Income Privileges7
Available in non-registered, RRSP, TFSA and RRIF contracts
Potential for higher growth with up to 80% equity exposure
Our Excess Withdrawal Alert service safeguards your income.